The fees around a UAE mortgage, and which are not ours

Crelco does not charge clients a consultancy fee. The costs that appear on a purchase are government, bank, and transaction charges. They are real, they vary by emirate and lender, and they should be visible before you sign.

On a typical Dubai ready purchase you should plan for Dubai Land Department registration at 4% of the property value, an agency fee often around 2%, a trustee or transfer fee, a bank valuation, mortgage registration (commonly 0.25% of the loan), and a processing fee. Knowledge and innovation fees are small but present.

Use the calculator as a map, not a quote

Our calculator estimates these so you can see the cash needed at transfer, not only the monthly payment. The figures are indicative. Your advisor will replace them with the schedule that applies to your bank and property. For a completed purchase, see ready property mortgages in Dubai.