Mortgage broker Dubai
Mortgage Broker in Dubai & the UAE
Compare banks. Then choose with a number.
Crelco is an independent mortgage broker in Dubai. Advisors compare UAE lenders for residents and non-residents and stay with the file until transfer.
A mortgage broker in Dubai sits between you and the banks. You still borrow from the lender. Crelco prepares the file, compares who will actually complete, and manages the process through to registration. We are a UAE mortgage consultancy, not a single bank’s sales desk.
That matters because banks do not treat the same salary, the same building, or the same visa in the same way. One will want a salary transfer. Another will fund a non-resident. A third will look at an off-plan developer the first two will not touch. Going to one branch first only shows you that branch.
Clients include salaried residents, self-employed applicants, first-time buyers, and people buying from overseas. We work from Business Bay and cover Dubai, Abu Dhabi, Sharjah, and the wider UAE. There is no consultancy fee. Government, bank, and transfer charges still apply and are shown before you proceed.
What a mortgage advisor in Dubai actually does
First, eligibility. Income, liabilities, DBR, residency, and the property type set a range. Our calculator is a first view and ignores existing loans and cards. An advisor replaces that with the file.
Second, comparison. We look at major UAE banks against that file, including Islamic and conventional structures, ready homes, off-plan, and refinance. You see why a lender fits, not only a headline rate.
Third, the paperwork and the wait. Documents collected once, queries answered, valuation coordinated, offer letter checked, transfer managed. One dedicated advisor, not a rotating call centre.
When to call a broker rather than a bank
Call when you need a number before you view, when you are self-employed or non-resident, when the home is off-plan, or when a refinance only makes sense after fees. A bank officer is right if you already know you want that bank and that product.
Pre-approval in the UAE is often 2-5 working days with a complete file. Full purchase approval commonly takes 3-6 weeks, depending on valuation and the property.
Where we sit
3rd Floor, Westburry Tower, Business Bay, Dubai. Email info@crelco.com. Phone +971 4 394 3751. WhatsApp +971 58 548 4799. Insights are written by Crelco Mortgage Advisors.
- Independent comparison across major UAE banks.
- Pre-approval, ready property, off-plan, refinance, equity release, first home.
- Residents and non-residents, salaried and self-employed.
- No consultancy fee.
See what you can borrow.
A Crelco advisor maps the file, compares banks, and you decide. Crelco does not charge any consultation fees.
Questions
Asked, answered.
Direct answers first. If yours is not here, an advisor will take documents, timing, and the bank that actually fits.
Private consultation
Speak with a Crelco mortgage advisor.
Independent advice. Banks compared for your file. Crelco does not charge any consultation fees.